Welcome! Celia and Elke are your source for Cedar Valley real estate (including Waterloo, Cedar Falls, Waverly, Janesville, Denver, Hudson, Jesup, Dike and more) for buyers, sellers and those relocating to the area.
Licensed in the state of Iowa.
 Buying or selling a home is one of the most crucial and important things you will ever do. From the beginning to the end, we will be there with you: find answers to your questions; be your guide and support system, even after you close the deal. We take pride in staying close to those we help buy and sell and will be there for you now and in the future. Cedar Falls is a wonderful town if you are thinking about relocating here, with strong historical roots that keep the community thriving and growing. The University of Northern Iowa makes its home here; you will find educational and entertainment opportunities galore. The outdoor activities are too numerous to mention here...but don't miss the bike trails and parks. Waterloo is the sister city...the big sister with several John Deere plants, a new casino, water park and a convention center. Need real estate information: You will find all the listings for sale for our area including: Waterloo, Cedar Falls, Hudson, Waverly, Janesville, Denver, Dike, New Hartford, Reinbeck, Grundy Center, Readlyn, Dunkerton and more. If you are thinking of selling, don't hesitate to call and take advantage of the top notch marketing you will receive thru this site and others. Real estate, Realtors, realtors, homes for sale and commercial properties for lease...all of these are important for you to have knowlege of and access to. There are "hot links" on the local page for the following info sites:
City of Cedar Falls Official Website
City of Waterloo Official Website
Black Hawk County Online
University of Northern Iowa
Gallagher-Bluedorn Performing Arts Center
Allen College
Hawkeye Community College
Financing Your Home >They Said Yes
Applying for a mortgage loan brings out the paranoia in everyone, even those who are most compulsive and consistent about paying their bills on time. Remember that the lender wants your business and will do everything possible to help finalize your home purchase.
There will be nothing to worry about if you have paid your bills more or less on time. If you have a record of late payments but no serious credit problems, you may have to provide the lender with a written explanation of why certain payments were late. The loan approval may depend on whether or not the excuses are reasonable. Your lender can probably help you work things out if your problems are not serious. If your credit problems are serious, it will help to sit down with a lender even before you begin house hunting.
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| Q |
According to Feng Shui, the art of home placement, what five elements are needed in a harmonious environment?
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| A |
Wood, fire, earth, metal and water must be balanced to create a happy, prosperous home. |
 See More Real Estate Trivia > |
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Celia Simmer and Elke Simmer
TRAPP GMAC Real Estate
3321 Cedar Heights Dr.
Cedar Falls, Iowa 50613
Cell: 319-240-4337 or 240-3034
Toll Free: 877-292-2121
Office: 319-277-2121 ext 204
Fax: 319-277-2127
Email: Celia@CF4Sale.com
Email: Elke@cfu.net
Are you interested in buying or selling real estate in Waterloo or Cedar Falls, Iowa? If so, you've come to the right place! My name is Celia Simmer, and for the last 15 years, I've specialized in helping my clients find the perfect home or commercial space in beautiful Black Hawk County. Elke Gerdes, my daughter, and I would like you to allow us to be your guides.
Want to invest in housing for your University of Northern Iowa student? Need school information from this area? As a life-long residents and graduates of UNI, we know the town and its market.
We've worked with buyers in Waterloo and Cedar Falls; Denver, Dike, Hudson, and Wavery.
Introducing people who are relocating to this area is easy for us, having been raised here ourselves and raising our children here. We take great pride in providing top quality real estate service and first class performance.       
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