Cedar Falls and Waterloo real estate and homes for sale in Iowa - Celia Simmer & Elke Simmer Gerdes, REALTOR® REALTOR® Logo - NUMBER1EXPERT™ NUMBER1EXPERT™ Logo
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All agents are NOT alike! Find out why you will benefit from working with us. Call us: Celia at 319-240-4337 Elke at 319-240-3034

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"Celia has become a member of the family"
"We appreciated her going right to work on the house we were interested in and following up thru the whole process."
F. Russell and Helen Grill
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Real Estate - Homes - NUMBER1EXPERTS Sell More!
Celia Simmer & Elke Simmer Gerdes is one of The Top Selling Real Estate Experts™
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Welcome > Agent Info > Testimonials ...

Read What People Are Saying About Us
 

We always ask our clients to write or email us, and tell us truthfully how they appreciated our service to them. Their feedback is so important! Here are a few highlights of what people are saying about us...
 

"Celia has become a member of the family"
"We appreciated her going right to work on the house we were interested in and following up thru the whole process."

F. Russell and Helen Grill
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"Celia should get an award!"
"Celia should get an award for selling a house to the pickiest worry warts in Iowa."

Deb Hampton
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"Celia went above and beyond"
"Celia went above and beyond...she picked me up following a car accident and took me to my closing, THEN to get a rental car."

Sharon Puls Curtright
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"Excellent"
"Our Realtor is Excellent!"

Gary Kroeger
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"I was amazed at how much she did for me."
"She made the home buying experience pressure-free"

Zach Bonefas
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"Thanks Celia"
"Thanks Celia, we appreciated everything you did!"

Holly and Nathan Ditmer
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Celia was great!
She earned our trust. Enjoyed working with Celia. Her professionalism and honesty were so good!

Delaine and Rod Cordes
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School Reports in Cedar Falls and Waterloo, Iowa
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Real Estate Tips
Investment Real Estate >Retirement and the Second Home

Buying a second home as rental property makes a great centerpiece to your retirement plan. It forces you to make regular savings in the form of mortgage payments that become your equity.

You only need cash for the down payment, and you should make sure that your monthly rental payments will cover the mortgage and any additional expenses. This is a real possibility if you buy the right house at the right price because a good single-family house should always stay rented. Your investment money is subject to less income tax, and the interest and property taxes may be deductible.

Housing has appreciated in value all over the country in recent years, making a second home an important hedge against inflation. Most experts predict that interest rates for fixed-rate and adjustable mortgages should remain in single digits for the foreseeable future, so it should be easy to acquire financing with a small down payment.

Call an agent with your real estate questions. They have helped hundreds of people to sell their homes and properties--and to purchase the home of their dreams.

See All Tips In The "Investment Real Estate" Category >
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Real Estate Trivia
Q 
In what real estate market are more than 90 percent of home sales cash transactions?

A 
Palm Beach, home to princes, politicians, and CEOs, has homes from 2,000 sq.ft. condos to 56,000 sq.ft. estates.
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Celia Simmer & Elke Simmer Gerdes, REALTOR®, real estate agent and broker for Cedar Falls and Waterloo, Iowa home listings, property and land for sale - NUMBER1EXPERT(tm)

Celia Simmer and Elke Simmer
TRAPP GMAC Real Estate

3321 Cedar Heights Dr.
Cedar Falls, Iowa 50613
Cell: 319-240-4337 or 240-3034
Toll Free: 877-292-2121
Office: 319-277-2121 ext 204
Fax: 319-277-2127
Email: Celia@CF4Sale.com
Email: Elke@cfu.net

Are you interested in buying or selling real estate in Waterloo or Cedar Falls, Iowa? If so, you've come to the right place! My name is Celia Simmer, and for the last 15 years, I've specialized in helping my clients find the perfect home or commercial space in beautiful Black Hawk County. Elke Gerdes, my daughter, and I would like you to allow us to be your guides.

Want to invest in housing for your University of Northern Iowa student? Need school information from this area? As a life-long residents and graduates of UNI, we know the town and its market. We've worked with buyers in Waterloo and Cedar Falls; Denver, Dike, Hudson, and Wavery.

Introducing people who are relocating to this area is easy for us, having been raised here ourselves and raising our children here. We take great pride in providing top quality real estate service and first class performance.

CRB CRS ePro Equal Housing GRI MLS REALTOR


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